Zelle is quick and easy - you can enroll via your email, U.S. mobile number, with your own bank app, or with the Zelle app. Using either an email or U.S. phone number you can send money instantly and safely.

PayPal is simple and convenient. PayPall keeps your financial details private and transactions secure from fraud 24/7. Skip entering and updating your card details every time you check out. You can even earn reward points on cards added to your PayPal wallet.

Venmo is very user friendly but does require both parties to have an account. Venmo uses encryption to help protect your account information. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.